The actor strikes emphasizes that fame and visibility do not pay the bills. The next time a company asks you to do work with more visibility as payment, tell them the only thing visible in our reality is money. To quote a scriptwriter, “Show me the money.” Creative pursuits are more visible but only viable as a career if paid. So many creators…

A recent article in the Wall Street Journal shared how many people don’t want to retire but want to remain working. The reason might surprise financial experts and economists. Many more people want to keep working, not simply for the added income (although that’s important for a good number of…

I’m often asked how to go from presenting at workshops to keynoting big stages. So I want to share the lessons learned as a keynote speaker. Typically, the question of “how” is a financial one because doing a workshop will never pay more than keynoting. In my inner circle, I’ve…

I almost forgot! My first book was released on June 6, 2016, which means YOLO is now 7 years old. Happy Book Pub Day! I still remember back in 2015 explaining the concept of financial wellness and getting pushback from people. And years before that, I had people laugh at…

This doesn’t surprise me. Does it surprise you? Former President Obama has been talking to people about working and shared that work is vital to wellbeing. #thisisworking I can attest through my conversations across the country and research for the book that people are searching for more meaningful work. Against…

I know many who go on countless vacations. Their life looks amazing from the outside, but behind closed doors, they share with me the desire to live a different life. The hope is to do something else: to break free. But it’s scary for them. It was scary for me. …

The increasing announcements of layoffs amidst banking news are amplifying the already stressful environment we live in. And I can empathize because I’ve been laid off before too. And I also worked in the banking industry during the Great Recession. I’ve been through this crisis before. And we are all…

I’ve been getting many questions about alternatives to banks due to the surge of news and social media posts around recent bank failures (of SVB and Signature). As many of you know, I’m a big supporter of community banks and an advocate for credit unions. …

Some of you have asked when I’ll be in your neighborhood. My tour officially starts March 15th (yes, I had a few pre-book tour celebrations). See the dates here: https://www.phroogal.com/happytour Here’s an updated list of events, bookstores, and credit union partners. There are more events pending. So stay tuned. When…